APA Style

Rivai, V., Veithzal, A, P. (2006). Credit management handbook (Ed. I). Jakarta: RajaGrafindo Persada.

MLA Style

Rivai, Veithzal., Veithzal, Andria, Permata. "Credit management handbook". Ed. I Jakarta: RajaGrafindo Persada, 2006. Text.